Frequenty Asked Questions
Questions regarding the loan request procedure can be answered here.
Please do not hesitate to contact us if you do not find what you are looking for.
People take out loans to help with bills, house repairs, unforeseen costs, holiday shopping, and other things. You could receive the money you require with the aid of one of these loans from one of our lenders! If a lender is available after you submit our online form, you could have money as soon as the following working day.
While approval for a loan can be fast, usually within minutes, you are not likely to be able to get money until the next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account.
Privacy is a serious concern, in transmitting your sensitive information to our network of lenders and other third-party lender networks we utilize 256-bit SSL encryption so you can request a loan with peace of mind and from the ease of your home. For information on how we share your data you can also take a look at our Privacy Policy for more details.
In order to submit a loan request via Fast Online Lending you must be employed or have a regular source of income, earn at least $800/month, be 18 years of age or older, and be a US resident. Please note that filling out our online form does not guarantee approval. Approval decisions will still be at the lenders' discretion.
Loan amounts vary from $200 - $50,000, though not all lenders can provide loans amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. Submitting your information online does not guarantee that you will be approved for a loan.
While Fast Online Lending does not perform a credit check, the lenders that we work with may do so in order to determine your credit worthiness and the amount that they may be able to lend to you.
The annual percentage rate, which is represented as a percentage and indicates the real yearly cost of money over the course of the loan, is the rate charged for borrowing on an annual basis. The lender is required by law to disclose the APR to you prior to signing a loan agreement. Depending on your credit worthiness, different rates and loan amounts may be accessible to you. Customers with great credit may be eligible for reduced rates. According to state law and the lender, minimum and maximum loan amounts as well as APRs may change. Fast Online Lending does not act as a lender, so we have no influence over the conditions of your agreement. We advise you to carefully examine the lender's terms and conditions before accepting a loan, if you are authorised for one.
We are not a lender, sorry. To try to match you with a lender who might be able to give you a loan, we work with a variety of lenders as well as third-party lending networks. You can boost your chances of securing a loan by filling out just one form on our website, which will send your information to several lenders. This will save you time by eliminating the need to visit several different websites and complete numerous forms.